Age Pension

This is a benefit paid to an insured person on attainment of age 60.

1.  Must be 60 years  or over.

2.  Must have paid at least 275 weekly contributions for a reduced pension.

3.  Must have paid at least 500 weekly contributions for a full pension.

For a full pension 30% plus 1% for every additional 50 contributions for a reduced pension 16% plus 2% for every additional 50 contributions up to 500 weekly contributions

A  minimum of $55.00per week.

Weekly  payment throughout lifetime.

Age Grant

1.  Must be 60 years or over.

2.  Must have paid less than 250 weekly contributions.

6 times the sum of the last 50 weekly insurable earnings.

1 lump sum payment.

Benefit for Surviving Parents

1.  Deceased contributor must have paid at  least 150 weekly contributions.

2.  Parent must be at least 60 years old.

3.  Parent must have received at least 50 % of his/her income from the deceased contributor.

50 % of the age or invalidity pension earned up to date of death.

Weekly payment for life.

Survivor's Pension

This benefit is payable to the widow/widower and minor children of an insured person on the death of the insured person.

1.  Deceased contributor must have paid           at least 150 weekly contributions or.

2. Was in receipt of invalidity or age               pension or.

3.  Was entitled to age pension or grant.

Widow or Widower 75% of age or invalidity

pension earned up to date of death.

Children 25% of age of invalidity pension earned up to date of death.

Orphan pension 50%.

(3 Children)

1. Widow/

Widower weekly payment for life if over 50 years, discontinues with remarriage or cohabitation.

2.  Widow/ Widower for 1 year if under 50 years with no dependent children.

3.  Widow/ Widower with dependent children as long as children are under 16  years or 18 years.

4.  Children up to 16 or 18 years in full time education.

Survivors Grant

Deceased contributor must have paid less than 150 weekly contributions.

6 times the average weekly insurable earnings for each 50 contributions paid.

1 lump sum payment.

Funeral Grant

This benefit is paid upon the death of an insured person, the spouse or children 16 years and under or if in school up the 18th birthday.

Must have paid 26 weekly contributions.

1.  Scale of between 1 - 9  years

 and older (dependent children).

2.  $ 1,800.00 on death of spouse of age pensioner, invalidity pensioner or   Insured person.

3.  $3,600.00 on death of insured person.

1 lump sum payment.

Under 3 yrs. $360

3 yrs  $540

4 yrs. $720

5 yrs. $900

6 yrs. $1,080

7 yrs. $1,260

8 yrs. $1,440

9 yrs. $1,620

9 –15 yrs. $1,800

Injury Benefit

A benefit payable to an insured person who is incapable of work as a result of an employment accident or prescribed disease.

1.  Must be working (persons under and      over the usual insured persons' age        limits are eligible).

2.  Must be injured while at work

3.  Must not be a self-employed or             voluntary contributor.

70% of average weekly insurable earnings.

52 weeks in the first instance, may be extended to a grant or pension

Disablement Benefit

A benefit payable to an insured person who, following the end of the period for which injury benefit is payable, is suffering from a loss of physical or mental faculty as a result of employment accident, injury or a prescribed disease.

1.  Must have had an injury claim.

2.  Injury claim must have exhausted its      maximum period (26 weeks, first instance 52 weeks thereafter).

3.  Self-employed and Voluntary               Contributors are not eligible.

4.  Any person who is working is eligible for this benefit (under 16 and over 60).

5.  Percentage of disablement must be greater than 30%.

6.  Employer must submit a report stating that injury occurred on the job.

70% of average weekly insurable earnings

Weekly payment (up to 26 weeks or 52 weeks) or throughout lifetime.

Disablement Grant

1.  Injury claim must have exhausted its      maximum period.

2.  Percentage of disablement must be between 1 % and 30%.

365 times the average weekly insurable earnings.

1 lump sum payment.

Constant Attendance Benefit

A benefit payable to a person who constantly attends to a disabled person.

1.  Must be receiving disablement pension (100% assessment).

2.  Must not be receiving in-patient care.

3.  Must satisfy the Executive Director that constant attendance of another person is required.

150% of disablement pension (average weekly insurable earnings x 150%)

As long as constant attendance is required.

Death Benefit

A weekly payment to the surviving spouse, children and other persons who were wholly or mainly dependent for support on the insured person at the time of death.

1.  Death must have resulted as a result of employment injury or occupational disease.

2.  Widow/widower must have been wholly maintained by deceased person at time of death.

3.  Unmarried children, stepchildren, adopted children.

4.  Any other person who was dependent on the deceased.

NB:  Insured person may name a beneficiary for death benefit.

Widow/widower35% of average weekly insurable earnings.

11.6% of average weekly insurable earnings to each child.

 Invalid children 23% of average weekly insurable earnings.

 11.6% of average weekly insurable earnings to other dependents.

1.  Widow/widower weekly payment for life, discontinues with remarriage but widow/widower must receive a gratuity equal to 52 times the weekly rate of pension.

2.  Children up to 16 or 18 years in full time education.

3.  Any other dependent person will receive weekly payment for 1 year.

Funeral Grant

1.  Must have met the cost of the  funeral expenses of person who died as a result of employment injury or occupational disease.

$3,600 on death of insured person.

1 lump sum payment.

Non-

Contributory Assistance Age Pension

A benefit payable to residents of SVG who were unable to accumulate sufficient contribution weeks to earn an old age pension by retirement age of 60.

1.  Must have been age 57 or older on January 5 1987.

2. Must not be engaged in remunerative employment.

3. Must not have "similar" income as the NAAP benefit

4. Must not be receiving any pension income from the NIS.

5.  Must have been actively employed a significant number of continuous years prior to 05.01.87

$25.00 per week

Weekly payment throughout lifetime.

Non-Contributory Assistance Age Pension (Cont'd)

NAAP Funeral Benefit

6.  Must satisfy the residency                      requirement (i.e.)

    (a) be a resident of SVG

    (b) has been resident of SVG for at least five of the last eight years.

    (c) has been a resident of SVG for at least twenty-five years since the 20th birthday.

NAAP Pensioner

 $1,800.00